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People's livelihood money has increased, Beijing,

2019-6-20 09:23| 发布者: admin| 查看: 839| 评论: 0|来自: 四川耍耍网

摘要: Pension, as the "maintenance money" entrusted to the state management by the people, has been highly concerned.It has been three months since the Ministry of Human Resources and Social Affairs iss ...
Pension, as the "maintenance money" entrusted to the state management by the people, has been highly concerned.

It has been three months since the Ministry of Human Resources and Social Affairs issued the Notice on the Adjustment of Basic Pension for Retired Persons in 2019.

Publish adjustment plans in many places

As of June 19, Beijing, Shanghai, Guangdong and Hunan have issued specific plans to adjust retirees'basic pensions.

On June 14, the Beijing Municipal Bureau of People's and Social Affairs issued a centralized adjustment plan for social security benefits in 2019, which defined the pension benefits of enterprise retirees. Since January 1, 2019, Beijing has continued to adjust the basic pension for enterprise retirees (including retirees and retirees), with an increase of about 5%. After adjustment, the per capita growth will be about 220 yuan, and the average pension level will reach 4157 yuan per month.

The adjustment is expected to benefit 2.57 million people, according to the Beijing People's Social Bureau. The pension will be reimbursed from January this year and distributed to retirees of enterprises on June 15.

The Shanghai People's Social Bureau clearly stipulates that: each person will increase 60 yuan per month; according to the years of their urban employees'pension insurance contribution, they will increase 2 yuan per month every full year, and the increase will be less than 30 yuan, which will be 30 yuan; and then, according to the basic pension they received in December 2018, they will increase by 2.2% per month.

Relevant heads of the Ministry of Human Resources and Social Affairs have previously indicated that due to the inconsistency of economic development level and basic situation of retirees, there will be some differences in specific adjustment methods among regions. According to the unified requirements of the state, combining with local reality, taking into account the retirees of enterprises, organs and institutions, the specific standards should be reasonably determined and formulated on the basis of full research and demonstration.

In its adjustment notice, the Hunan People's Society Office proposed that the basic pension should be increased by 50 yuan per person per month for retirees. At the same time, on the basis of this adjustment, the retirees participating in the basic endowment insurance for employees of enterprises shall increase their basic old-age pension by 3 yuan every full year, and the period of payment less than 1 year shall be recorded as one year.

The Hunan People's Society Hall also embodies the principle of "appropriate tilt". On the basis of adjusting the quota and linking, the senior personnel should appropriately tilt those over 70 years of age. On the basis of the above-mentioned adjustments, the basic pension of retirees aged 70 to under 80 will be increased by 20 yuan per month, and the basic pension of retirees aged 80 or above will be increased by 30 yuan per month.

Guaranteeable full payment

On May 1, this year, the social security premium reduction policy officially landed, especially the contribution rate of the old-age insurance units can be reduced to 16%, the largest provinces can be reduced by 4 percentage points.

Will the old-age pension in hand be guaranteed after the social security fee reduction?

Zhang Jinan, Minister of the Ministry of Human and Social Affairs, gave a "reassuring pill" at the two meetings on the issue of pension benefits after the reduction of social insurance premium rates. He said, "We have the ability to ensure that pensions are paid in full and on time."

According to the latest data released by the Ministry of Human Resources and Social Affairs, as of the end of last year, the number of people participating in basic endowment insurance in China was 943 million, of which 419 million people participated in basic endowment insurance for urban workers. The basic endowment insurance fund for urban workers totaled 509.01 billion yuan, which has relatively strong security capacity.

Liu Kun, Minister of Finance, also revealed at the two meetings that in order to ensure that pensions are paid in full and on time, four measures will be taken this year:

One is to increase the proportion of dispensing. It is expected that the size of the central transfer fund will reach about 600 billion yuan in the whole year, further alleviating the pressure of fund revenue and expenditure in individual provinces.

The second is to increase subsidies. To properly raise the basic pension level of retirees, it is proposed to arrange a transfer budget of 739.2 billion yuan for the basic pension of the central government, an increase of 10.9% over the same period of last year, with a focus on the central and western regions where the contradiction between fund income and expenditure is more prominent and the provinces with old industrial bases.

Third, make up for the gap between revenue and expenditure. For provinces where there is still a roll-over gap after the central transfer and the central financial subsidy, the gap in fund revenue and expenditure will be filled in accordance with the principle of shared burden between the central and local governments.

Fourth, speed up the standardization of provincial overall planning of old-age insurance. We will continue to consolidate the results of provincial co-ordination of existing old-age insurance and further standardize relevant policies. On this basis, we should promote the overall planning of pension insurance in China as soon as possible. From this year's pension fund arrangement, all provinces can achieve a balance.

The third pillar or force

Even at the present stage, the state can guarantee the full payment of basic old-age insurance, but how to promote the construction of the old-age security system is still a major problem under the background of the prominent problem of population aging.

Zhu Junsheng, deputy director of the Insurance Research Department of the Development Research Center of the State Council, pointed out in an interview with the reporter of the International Finance Daily that there are three levels of old-age security in theory, but in fact, the first level is still the government-led basic old-age insurance.

The so-called multi-level has not been well reflected, such as the second level of enterprise annuity or occupational annuity, as well as the third level of commercial old-age insurance. Under the market-oriented mechanism, they currently account for a small proportion, and have not really provided much income for the future retirement of the people.

Zhu Junsheng said that it is important to upgrade the status of commercial pension insurance, which needs to be taken as an important level and pillar in the pension security system.

"The biggest space lies in the development of the third pillar." Some experts suggest that we should give full play to the guiding role of tax policy, promote the rapid development of deferred commercial endowment insurance of personal tax, and make up for it as soon as possible.

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